Credit card is a great way to purchase first and pay later towards it in manageable installments. This is a great feature when used well or you may find yourself in unwanted credit card debt. Furthermore, ensure to maintain a good credit score of 750+ or more to get a credit card with such benefits and more from reputable lenders and with minimum paperwork.


So, here is a list of some items you must buy from your credit card and repeat maximum benefits from it.

  • Appliances

  • Electronics

  • Home, Kitchen and Furniture

  • Lifecare

  • Sports, Fitness, Travel, Fashion

  • Groceries

  • Wellness Services

  • Education and Professional Services

  • Car Tyres and Accessories


The credit card must be used much like the debit card. Let’s know about benefits it can offer -


  • You can convert your credit card’s limit into a personal loan and get interest-free cash for up to 90 days. This money can be repaid in 3 easy EMIs

  • Use the credit card or super card to withdraw interest-free cash from ATMs for up to 50 days with minimal processing charges.

  • Convert your bill amount of more than Rs. 3,000 into EMIs instantly.

  • Earn reward points on every transaction you make and avail up to 20,000 reward points as a welcome gift. You can also win big with each milestone you achieve, get movie ticket discounts every month and enjoy a lot more benefits.

  • Enjoy unmatched security with ‘In-hand security’ and ‘Zero-fraud liability cover’ to avoid threats of cybercrime.


Credit card is a great way to purchase first and pay later towards it in manageable installments. This is a great feature when used well or you may find yourself in unwanted credit card debt. Furthermore, ensure to maintain a good credit score of 750+ or more to get a credit card with such benefits and more from reputable lenders and with minimum paperwork.