The credit card is a great way to buy-now-pay-later. When managed well it can be a great way to keep you financially covered at all times.

Benefits of using the Credit Card you must know.

1. It helps to pay for the purchase faster as compared to traditional methods of buying. You can simply swipe your credit card at the store and pay for it later in easy installments.
2. You can avail benefits on EMI payments and MRP discounts on buying clothes, groceries, accessories at partner outlets on using the credit card of leading network.
3. You get minimal annual charges and zero joining fees and fast approval when you apply for the credit card.
4. Credit card offers in-hand security and zero-fraud liability to avoid incidences of cybercrime.
5. You can convert your credit card limit into a personal loan and avail interest-free cash for up to 90 days. It lets you repay the amount in three monthly installments.
6. The credit card can be used to withdraw interest-free cash from ATMs for up to 50 days. A minimal processing fee of just 2.5% is charged on such transactions.

The key is to pick the right card. If you have expenses coming up pick a card offering 0% purchase offers. It is recommended to plan while using your credit card so you stay debt-free. For instance, Bajaj Finserv RBL Supercard lets you enjoy the power of 4 cards in one - credit card, cash card, loan card and EMI card.