Reasons to Use a Bajaj Credit Card Instead of Debit Card
In the post-demonetisation period, Indians are steadily becoming more dependent on plastic money for financial transactions. While debit cards have made availing cash and making payments much easier, they still have shortcomings when compared to some other credit cards offered by financial institutions.
For instance, the Bajaj card is one such card which comes with the functions of four cards combined in a single card. You can use it as a credit card, cash card, loan card and EMI card. Thus it offers numerous benefits over other debit or credit cards.
For instance, you can convert the unutilised credits on this card into a personal loan. This loan has no end-use restrictions and is interest-free for up to 90 days. You can repay the loan in 3 instalments.
You can further use this card to withdraw cash from ATMs without any added charges or fees. Only a 2.5% processing fee is levied at the time of cash withdrawal.
Additionally, Bajaj Finserv RBL Bank SuperCard also provides benefits like layered security, instant approval, easy EMI conversions, cash-back offers, etc.which makes it much more attractive over other credit cards. By using the card, you can also avail attractive discounts on purchasing goods and services from over 60,000 partner stores all over India.
To avail all these benefits, you only need to satisfy a few simple eligibility criteria and furnish the documents required. You can also choose from seven different variants, each offering its own set of benefits, to avail the one best suited for your needs.
October 14th, 2019