Of all the finance options, credit card is one of the most popular as it eliminates the dependency on cash. It increases the buying power of the shopper as they can pay off in monthly installments as per their convenience.

If you are wanting to apply for a credit card keep the below pointers in mind to improve your chances -


  • You must be at least 18 years of age
  • You must either be a salaried employee or a business professional to ensure the lender you have a consistent income source
  • You must have a good credit score of 750+ or more to ensure that you have a reliable payment history
  • Make sure to have the proper documentation while filling up the credit card application which includes a passport size photograph, KYC documents like PAN card, Aadhaar card, Voter ID, Passport and so on, along with address proof, utility bills, rent agreement, etc.

To make the most of your credit card I suggest you opt for a lender after thoroughly studying about them online. You can even get in touch with the lender’s Relationship Manager to learn more.

The reason of choosing a reliable credit card lender such as NBFC is that you can get a card which offers a host of benefits such as -

  • Emergency loan to manage financial difficulties
  • MRP discounts, offers, reward points etc. to increase your purchasing power
  • Huge savings of nearly around Rs. 50,000 a month
Unmatched security such as ‘In-hand security’ and ‘Zero-fraud liability cover’ to avoid threats of cybercrime and much more.