Between the years 2018 and 2019, the number of active credit cards in India grew by up to 27%. Also, as of August 2019, a total of 51.7 million credit cards were in circulation in the country.

The robust growth in the number of credit cards can be acknowledged to the fact that these financial instruments come with a wide variety of benefits and convenience. Further, cardholders can now pay their bills quite effortlessly both online and offline, which makes it easier to manage finances.

Online Method

Most individuals opt for this method as it is relatively faster and less cumbersome. Notably, there are several ways to initiate credit card payment online. The following are among the most popular ways –

1. Net banking
2. NEFT
3. Mobile wallets
4. Bill Desk
5. IMPS

These online payment facilities can be accessed either through the card issuer’s website or via the website of a financial institution with which they hold their savings account. Online payment facilities only make bill payments simplified.

Individuals must make it a point to find out all the steps involved with different ways of online payment to pick the most hassle-free option. Alternatively, individuals who are not well-versed with online payment methods can use the offline mode to pay their credit card dues.

Offline Method

Usually, individuals can pay their due offline in two ways –

1. Cheque
2. Cash

With credit cards like the RBL SuperCard, users can pay their dues through any of these online or offline methods.

Needless to say, individuals should weigh their options, both online and offline, to decide on the most suitable method of monthly bill payment. Subsequently, cardholders must check the payment options their financial institution provides and make select their suitable method accordingly.