When it comes to credit cards and the conveniences they promise, there are many benefits. However, to make the most of it, pick the right credit card and earn the types of rewards that satisfy your needs and lifestyle.


  1. Cash back: Cashback using credit card is very common advantage of credit cards. For instance, some credit cards can get you 5% to 15% instant cash back while shopping online. Whereas, there are credit cards where the issuer has a tie-up with the e-commerce portal and you can leverage additional discount on purchase of selected products. Having said that, it is important for you to know that cashback percentage varies from one card to another. You can’t expect two credit cards to offer the same percentage of cash back.

  2. Travel discount: Those struck with wanderlust can opt for a travel credit card (credit cards specially designed for frequent travelers) and leverage from the huge benefits available. A travel credit card keeps your budget in check by getting you instant discounts on air ticket and hotel booking apart from offering huge rewards such as free air-ticket per month etc.

  3. Usage points: Last but not least, you can collect usage points which are basically the reward points you get on using your credit cards. You can redeem these rewards points to shop for products without any extra charges.

Bottom line: There are a couple of other benefits which are limited to specific credit cards but are totally worth it in case you hold such credit cards such as the ‘convert your credit limit into interest-free personal loan’ facility available with Bajaj Finserv RBL Supercards.