Apply for the Most Suitable Credit Card that has a Low Annual Fee
Credit cards have emerged as a go-to option for Indians who prefer the digital mode of payment from the comfort of their homes. Also, using a suitable credit card is one of the ways to defer the immediate financial burden while making big-ticket purchases successfully.
Therefore, people wonder how to credit card apply online to benefit from affordable annual fees and further reduce their liabilities of maintaining plastic money.
The process to apply for a credit card with competitive annual fees
The process to apply for premium credit cards, such as Bajaj Finserv RBL Bank SuperCard, is an online and straightforward process that provides the maximum convenience.
The process is as follows –
- Visit the official website of a reputed financial institution.
- Navigate to the ‘Credit Card’ section available on the page.
- Carefully go through the terms and conditions, along with stipulated credit card fees for detailed knowledge.
- Click on the ‘Apply Now’ option against the most suitable credit card.
- Provide basic details such as your name, contact information, and date of birth.
- Enter the OTP received on the registered mobile number.
Additionally, credit card issuers require their applicants to follow the eligibility criteria as mentioned –
- The applicant’s age should be between 25 and 65 years.
- His/her CIBIL score should be at least 750.
- The individual should be either a salaried or a self-employed professional.
- Financial institutions prefer such individuals who have an additional source of income and can successfully finance their repayment burden.
Besides, applicants should keep the following documents in order for a successful approval –
- Identity proof – Aadhar card, PAN Card, or Voter ID card.
- Address proof – The electricity bill, ration card, or driver’s license.
- Income proof – Form 16, Income Tax Return (ITR) documents, latest payslip from the employers, statements from financial institutions for the last 6 months.
Fulfilling the comprehensive eligibility criteria and keeping the relevant documents in order will undoubtedly speed up the process to acquire a financially beneficial credit card. On top of that, customers can leverage the easy online process to obtain credit cards that offer a wide range of advantages during online and POS transactions.
Also Read: How to Avail Maximum Credit Card Benefits And Cashback?
June 1st, 2020