Credit card is a smart financing option which lets you purchase anything without having to depend on cash or other modes of payment. It is easier to carry and even works both nationally and internationally.

Let’s know more about the benefits which users get when using a credit card.


  • It gives you the buy-first-pay-later facility. This eliminates your dependency on cash and lets you buy as per your needs.
  • It converts the price of the product into instant EMIs. Thus, allowing you to pay easily via monthly installments rather than the full amount upfront.
  • During times of emergency you can get the limit of your card converted to a personal loan. According to which you can withdraw interest-free cash for up to 90 days to manage your financial needs.
  • When you opt for Bajaj Finserv card from leading providers there is usually very low or nil joining charges and quick approval of the credit card application based on your profile and the lender’s criteria.
  • You enjoy uncompromised security with ‘in-hand security’ to let you experience more control on the card and ‘zero-fraud liability cover’ to avoid threats of cybercrime.
  • You can opt for credit card from leading providers such as Bajaj Finserv RBL Bank Supercard. It gives you the power of 4 cards - credit card, cash card, loan card and an EMI card, all rolled into one.
  • Credit card users can save up to Rs. 50,000 or more on every transaction made via the card.